✓Free on iPhone and the web

    Your Bills, Paydays, and Lowest Point, on One Calendar

    See the month before it happens. On iPhone, get a heads-up the day before a bill lands, or when your cash is running close to your cushion.

    Amppfy’s calendar puts every bill, payday, and goal move on one month grid and marks the day your cash dips lowest; on iPhone, heads-ups arrive the day before a bill lands or when cash runs close to your cushion.

    Download Amppfy on the App Store
    QR code: scan with your iPhone to get Amppfy on the App StoreScan with your iPhone to get the app

    Free  ·  No credit card  ·  Just your balances

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    • No credit card
    • Just your balances
    • Ten minutes a week
    ✓THE PROBLEM

    The month always has a surprise in it

    You know every bill you have. What you can’t see is the day they all land on the same page.

    Bills land on days you forgot

    Car insurance on the 12th, the phone on the 6th, the card on the 20th. All known, none on the same page.

    The tight day isn’t payday, it’s the day before

    Your bank balance looks fine today. The question is what it looks like on the 24th, after everything has come out.

    Bank alerts arrive after the money moved

    A low-balance text after the charge is a receipt, not a warning.

    A Month You Can Read at a Glance

    The full month on one grid: a purple dot for a bill, teal for a payday, amber for the lowest point, and the day’s amount where there’s room. Under the grid, everything in the window is listed day by day with your balance after each. Tap a day to see just that day, swipe to move a month, and switch the window between today to payday, this month, and the next 30 days.

    Amppfy iPhone app, the Calendar screen: the full October month grid with bill and payday marks

    The Lowest Point, Marked

    Amppfy runs your balance forward through every bill until payday and circles the day it dips lowest. That’s the day worth knowing about, and now it’s on the calendar instead of in your head.

    A Heads-Up, Never an Alarm

    On iPhone, Amppfy sends a short note the day before a bill that isn’t on auto-pay, when your cash would dip under your cushion, when balances are getting old, and on check-in day. Two a day at most, never at night, and each one says what to do.

    A woman with a morning coffee glancing at a heads-up on her phone

    HEADS-UP  ·  8:00 AM

    Car insurance lands tomorrow

    $214 · Sat, Sep 12 · not on auto-pay

    Amppfy iPhone app, the Account screen: Sign-in method, Password, Two-factor, Trusted devices and the Heads-ups switches

    You Decide What You Hear About

    Every heads-up has its own switch under Account, with the condition written under it: the lowest point before payday, a bill due, balances getting old, your partner finishing the check-in. Using Amppfy on the web without an iPhone? The same heads-ups arrive by email.

    Download Amppfy on the App Store

    Free  ·  No credit card  ·  Just your balances

    Prefer the web? Sign up free ›

    Good to Know

    Good to know

    Do I Need the iPhone App for Heads-Ups?

    Push heads-ups are part of the iPhone app. If you use Amppfy on the web without an iPhone, the same heads-ups arrive by email — turn that on under Account.
    Good to know

    Will It Notify Me All Day?

    No. At most two scheduled heads-ups a day, none between 9pm and 7am, and each kind has its own switch. A heads-up tells you what’s coming while there’s still time to do something about it.
    The number

    How Is the Number Calculated?

    Your available cash, minus bills due before your next payday, minus the savings your goals set aside, minus your safety cushion. The math is shown on every screen, line by line, so you can check it.

    Know What’s Safe to Spend Before Payday

    Put your bills and paydays on the calendar once. The lowest point and the heads-ups take it from there.

    Download Amppfy on the App Store
    QR code: scan with your iPhone to get Amppfy on the App StoreScan with your iPhone to get the app

    Free  ·  No credit card  ·  Just your balances

    Prefer the web? Sign up free ›