Free on iPhone and the web

    Your Bills and Paydays, Finally in One Place

    Every bill gets an amount, a due date, and a status. Every paycheck lands on the same calendar. Only the bills due before your next payday count against your number.

    Amppfy’s bill calendar puts every bill and every paycheck on one calendar and counts only the bills due before your next payday against your Safe to Spend number.

    Download Amppfy on the App Store
    QR code: scan with your iPhone to get Amppfy on the App StoreScan with your iPhone to get the app

    Free  ·  No credit card  ·  Just your balances

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    • No credit card
    • Just your balances
    • Ten minutes a week
    Bills with amounts, due dates, and calm statuses

    Only What’s Due Before Payday Counts

    Amppfy separates the bills due before your next paycheck from the ones that come after, so your number matches the week you’re actually in.

    AUGUST  ·  THE WEEK TO PAYDAY

    16
    $128
    17
    $486
    18
    $412
    19
    $214
    20
    21
    PAYDAY
    22

    Four bills land, then payday — your number already knows.

    Every due date and both paychecks, one calendar.

    Now to payday — every bill and payday in order, with the lowest point flagged

    See Your Balance All the Way to Payday

    The payday ledger shows your balance after each bill lands, including the lowest point it will touch. If that dips below zero, you find out days early — with time to move a due date.

    Every Paycheck, One Calendar

    Biweekly, twice-monthly, seasonal, irregular — each income keeps its own schedule, and Amppfy works out which payday comes next. One income or several, it all works the same way.

    Download Amppfy on the App Store

    Free  ·  No credit card  ·  Just your balances

    Prefer the web? Sign up free ›

    Income schedules and the payday calendar

    Good to Know

    The number

    How Is the Number Calculated?

    Your available cash, minus bills due before your next payday, minus the savings your goals set aside, minus your safety cushion. The math is shown on every screen, line by line, so you can check it.
    The number

    My Income Is Irregular. Does This Still Work?

    Enter the paychecks you’re reasonably sure about and leave out the ones you aren’t. Amppfy calculates from what’s confirmed, so the number stays conservative on purpose. When the extra income lands, you enter it and the number moves up.
    Manual entry

    Do I Have to Link My Bank?

    No. Amppfy runs on the balances you type in — about 30 seconds per account at the weekly check-in.

    Put Your Bills on the Calendar

    The most common bills are pre-listed — fill in yours and skip the rest.

    Download Amppfy on the App Store
    QR code: scan with your iPhone to get Amppfy on the App StoreScan with your iPhone to get the app

    Free  ·  No credit card  ·  Just your balances

    Prefer the web? Sign up free ›