New · Free on iPhone and the web

    Know What’s Safe to Spend Before Payday

    Your bank balance isn’t your spending money — rent and the bills haven’t come out yet. Amppfy turns your balances, bills, and goals into one clear number for what’s safe to spend before payday, with the math shown. Free on iPhone, with the same account on the web.

    Download Amppfy on the App Store
    QR code: scan with your iPhone to get Amppfy on the App StoreScan with your iPhone to get the app

    Free  ·  No credit card  ·  Just your balances

    Prefer the web? Sign up free ›

    • No credit card
    • Just your balances
    • Ten minutes a week

    Already have an account? Sign in

    Two iPhones showing Amppfy — the Safe to Spend dashboard on one, the weekly check-in and payday ledger on the other

    WHY AMPPFY

    One honest number instead of a balance

    Everything below is a fact about the product. The receipt is one household’s math; yours works the same way.

    Your balance isn’t your spending money

    Rent, the car payment, and the streaming bill haven’t come out yet. Amppfy subtracts what’s due before payday, what you’re saving, and a cushion — and shows the one number that’s left, with every line printed under it.

    UNTIL PAYDAY  ·  FRI AUG 21

    Available cash$3,412
    − Bills before payday$1,240
    − Planned savings$400
    − Safety cushion$500
    Safe to spend$1,272
    16$12817$48618$41219$2142021Payday22

    Bills covered before they’re due

    Every upcoming bill and both paychecks on one calendar. Only what’s due before payday counts against your number.

    Emergency fund$1,850 / $3,000
    Portland trip$420 / $900

    Goals fund themselves first

    Savings come out like a bill, so what’s left is really spendable. Pause a goal in a tight month; nothing breaks.

    AS
    $1,272
    the same number on both phones

    Built for two

    Invite your partner by email. Two logins, one honest number — and you choose what’s shared.

    TWTFSS

    2-week streak

    Ten minutes a week

    Confirm balances, glance at bills, close the week. That’s the whole job, and missing a week is fine.

    HOW IT WORKS

    From your balances to your number in ten minutes

    No categories, no transactions. Just the four numbers that decide what’s safe to spend.

    01

    Type in your balances

    Checking, savings, cash — about 30 seconds each. That’s all the app needs to start.

    02

    Add your bills and payday

    The common ones are pre-listed. Only what’s due before your next paycheck counts against your number.

    03

    See your number

    Safe to Spend, with the four-line math printed under it — on your iPhone, your partner’s phone, and the web.

    See Your Number Tonight

    Download the app and enter your balances, bills, and payday — about ten minutes. Sharing money with someone? Invite them by email.

    Download Amppfy on the App Store
    QR code: scan with your iPhone to get Amppfy on the App StoreScan with your iPhone to get the app

    Free  ·  No credit card  ·  Just your balances

    Prefer the web? Sign up free ›

    More about the app →

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