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Know What’s Safe to Spend Before Payday
Your bank balance isn’t your spending money — rent and the bills haven’t come out yet. Amppfy turns your balances, bills, and goals into one clear number for what’s safe to spend before payday, with the math shown. Free on iPhone, with the same account on the web.
Free · No credit card · Just your balances
Prefer the web? Sign up free ›
- No credit card
- Just your balances
- Ten minutes a week
Already have an account? Sign in
WHY AMPPFY
One honest number instead of a balance
Everything below is a fact about the product. The receipt is one household’s math; yours works the same way.
Your balance isn’t your spending money
Rent, the car payment, and the streaming bill haven’t come out yet. Amppfy subtracts what’s due before payday, what you’re saving, and a cushion — and shows the one number that’s left, with every line printed under it.
UNTIL PAYDAY · FRI AUG 21
Bills covered before they’re due
Every upcoming bill and both paychecks on one calendar. Only what’s due before payday counts against your number.
Goals fund themselves first
Savings come out like a bill, so what’s left is really spendable. Pause a goal in a tight month; nothing breaks.
Built for two
Invite your partner by email. Two logins, one honest number — and you choose what’s shared.
2-week streak ✓
Ten minutes a week
Confirm balances, glance at bills, close the week. That’s the whole job, and missing a week is fine.
HOW IT WORKS
From your balances to your number in ten minutes
No categories, no transactions. Just the four numbers that decide what’s safe to spend.
Type in your balances
Checking, savings, cash — about 30 seconds each. That’s all the app needs to start.
Add your bills and payday
The common ones are pre-listed. Only what’s due before your next paycheck counts against your number.
See your number
Safe to Spend, with the four-line math printed under it — on your iPhone, your partner’s phone, and the web.
See Your Number Tonight
Download the app and enter your balances, bills, and payday — about ten minutes. Sharing money with someone? Invite them by email.
Free · No credit card · Just your balances
Prefer the web? Sign up free ›
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