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Everything on the web is on your phone, arranged for one hand.

Tab What lives there
Home Your Safe-to-Spend™ number with the math under it, the road to payday, and the This week card that starts your check-in
Bills Every bill with its amount, due date, and status — filter to Before payday to see only what counts against your number
Check-In The ten-minute weekly ritual, step by step
Goals Each goal’s target, progress, monthly amount, and its Pause and Adjust buttons
More Accounts, income, household and partners, Needs Review, and your account settings
Now to payday — your balance after each bill lands
Check-In — the ten-minute ritual, step by step
The More tab on iPhone — Needs Review, Accounts, Income, Household, and your account
More — everything else, one tap away

The number at the top is Safe-to-Spend™, and the four lines under it are the math: available cash, minus bills before payday, minus planned savings, minus your safety cushion. Below that, The lowest your cash will dip before payday flags the tightest day between now and your paycheck — days early, while there’s still time to move a due date.

Tap any amount field and the decimal keypad appears — no hunting for a period. Balances are just numbers: type what your bank app shows and move on. About 30 seconds per account.

The app follows your iPhone’s Text Size setting (Settings → Display & Brightness → Text Size), so if you like larger text everywhere, Amppfy matches. Buttons and edit controls are sized for thumbs, and the app respects Reduce Motion if you’ve turned it on.

Amppfy uses amber for things that need a look and green for the good number. A bill that came in higher than usual shows as Needs action — a heads-up, not an alarm — and it lands in Needs Review under More so you and your partner both see it.

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