Find your way around
Everything on the web is on your phone, arranged for one hand. The Android app has the same tabs and screens as the iPhone app; the few iPhone-only details below say so. The Android app has the same tabs and screens as the iPhone app; the few iPhone-only details below say so.
The five tabs
Section titled “The five tabs”| Tab | What lives there |
|---|---|
| Today | Your Safe-to-Spend™ number with the status scale and the receipt under it, the This week card that starts your check-in, the This month, Goals, Net worth and Cushion cards, and Now to payday |
| Bills | Every bill on four tabs: Before payday, This month, Subscriptions, All |
| Check-In | The ten-minute weekly ritual, four steps |
| Budget | Where this month’s money goes, Savings month by month, and Bills by group |
| More | A sheet in three groups: Plan (Goals, Income, Calendar), Picture (Net worth, Accounts), You (Household, Account) |
Reading Today
Section titled “Reading Today”The number at the top is Safe-to-Spend™, with until Wed, Oct 21 · 10 days · about $127 a day under it, the status scale, and the receipt: cash in your accounts today, minus bills before payday, minus planned savings, minus your cushion. Your household’s avatars sit top right; a dot on your partner’s means they finished this week’s check-in, and tapping them opens Household.
Then the This week card with your streak ring and Start check-in, the four cards (which one leads is What you want to know first under Household), and Now to payday, which runs your balance bill by bill to your paycheck and flags the lowest point.
Adding and editing
Section titled “Adding and editing”Every list screen (Bills, Income, Goals, Accounts, Net worth) has a round + button at the bottom right that opens that screen’s sheet. Every row that opens an edit sheet says so with Edit ›; every row that opens a page has a chevron. Sheets slide up from the bottom with the amount first and the keypad already up, and the one button you need sits above the keyboard. Remove lives at the bottom of an edit sheet, never next to Save.
The widget
Section titled “The widget”On iPhone, add the Safe to Spend widget to your Home Screen (long-press the Home Screen, tap the + or Edit, search Amppfy). It shows your number inside a ring that is the status scale bent into a circle, with the status word under the number.
- Small: the ring, and until Fri, Oct 9 · 2 days · $1,013 a day under it.
- Medium: the same ring, plus Next bills, up to three with in 1 day and the amount, and as of Wed 3:15 PM at the bottom. Tap a bill to open its sheet.
- Lock Screen: a small ring with the number beside it and the payday line; the number is hidden while the phone is locked.
The widget keeps the last number the app showed and counts the days down on its own at midnight. After a week without opening the app it says open the app to refresh. Tapping it opens Today; signed out, it reads Open Amppfy to see your number.
On Android, the Safe to Spend widget comes from your launcher’s widget picker (long-press the home screen, then Widgets, then Amppfy) in two sizes: the small one with your number and the status word, and the medium one adding Next bills. It refreshes whenever you open the app and about every 30 minutes on its own. There is no lock-screen version on Android.
On Android, the Safe to Spend widget comes from your launcher’s widget picker (long-press the home screen, then Widgets, then Amppfy) in two sizes: the small one with your number and the status word, and the medium one adding Next bills. It refreshes whenever you open the app and about every 30 minutes on its own. There is no lock-screen version on Android.
Light mode
Section titled “Light mode”Amppfy is light on every screen, sheet and widget, whatever your iPhone’s appearance setting. The keyboard, date pickers and share sheet match.
Entering numbers
Section titled “Entering numbers”Tap any amount field and the decimal keypad appears. Balances are just numbers: type what your bank app shows and move on, about 30 seconds per account. Every date is a full date, picked from the iPhone’s date picker.
Text size and comfort
Section titled “Text size and comfort”The app follows your iPhone’s Text Size setting (Settings → Display & Brightness → Text Size), so if you like larger text everywhere, Amppfy matches. Buttons and rows are sized for thumbs, and the app respects Reduce Motion if you have turned it on. A small tap marks confirming a bill, a crossed milestone, and a changed amount.
Heads-ups, not alarms
Section titled “Heads-ups, not alarms”Amppfy uses amber for things that need a look and teal for money in and progress. Amber is a heads-up, never an alarm, and it always comes with the next step: the status scale’s dips into cushion, a balance that is more than ten days old, an item in Needs Review.