The payday nudge and streaks

Goals fund themselves first in the math. The payday nudge is the moment that turns into a real transfer: a paycheck lands, Today suggests the amount for each goal, and one tap records that you moved it.

When the card appears

For about a week after a household payday, a card headed Payday landed · Oct 9, 2026 sits on Today under the number, as long as you have at least one active goal with a monthly amount. It asks Move money to your goals? and explains the split: each goal’s monthly amount divided across this month’s paydays, so a $300-a-month goal with two paydays proposes $150.

Each goal is a row with an editable amount beside it, and the account it is funded from in the caption (from Joint checking · $250/mo).

iPhone, Today's Goals card, where the rings live between paydays

iPhone, every recorded move lands on the goal's page

Move the money, then confirm

The nudge never moves money itself. Amppfy works from just your balances, so the transfer happens at your bank, the way it always has.

1. Make the transfer at your bank or in your banking app.
2. Back in Amppfy, change any amount if what you moved was different.
3. Tap Move money now.

Amppfy then records the move, adds the amount to each goal’s saved total, and updates the funding account’s balance to match: a checking or cash account goes down by the amount, a savings account goes up. A confirmation line shows exactly what changed. Your Safe-to-Spend™ receipt still sets the planned savings aside, and the cash line reflects the new balance.

Not this payday? Not this time hides the card on this device until the next payday. Nothing is recorded, and nothing is held against you.

Streaks

Each payday where you confirm at least one move extends your streak, and the card says so: 3 paydays in a row so far. Streaks are worked out from the moves you have recorded, never stored as a counter, so they are always honest. Miss a payday and the streak starts over next time; a quiet nudge, not a scoreboard. This is separate from the check-in streak on the This week card.

Where the moves show

Every move, from the nudge or from Add money on a goal’s page, appears under Moves on that page with who moved it and the date, and as a bar on the Budget page under Savings, month by month.

Related

• Create and fund goals
• Paydays and income schedules
• Budget: Savings, month by month